AI-Powered Financial Planning

Budget & Accrual Management

Complete financial control: granular budgets per department/project, AI forecasting, real-time payroll accruals, scenario planning, and compliance-ready reporting with multi-currency support.

Comprehensive Financial Planning Platform

From budget allocation to accrual tracking, manage every aspect of workforce financials

Budget Planning

Department, project, and role-based budgets with top-down/bottom-up planning, multi-period support, and multi-currency capabilities.

  • Granular allocation control
  • Multi-tier approval workflows
  • Rolling forecasts

Accrual Engine

Automatic salary, bonus, leave, and benefit accruals synced with payroll. Real-time liability tracking for accurate financial statements.

  • Payroll-linked accruals
  • PTO liability tracking
  • GAAP/IFRS compliant

AI Forecasting

Predictive cost modeling based on trends, seasonality, and hiring plans. What-if scenarios for strategic planning and anomaly detection.

  • Smart budget suggestions
  • Scenario modeling
  • Cost spike detection

Department & Project Budgets

Granular budget control with real-time tracking and variance analysis

Budget Allocation

Q2 2025 Budget Overview

Approved

Total Budget

$2.4M

Actual Spend

$1.8M

Remaining

$600K

Utilization

75%

2 months remaining in quarter

Budget by Department

Engineering($1.2M budget)
$920K (77%)
Sales($600K budget)
$480K (80%)
Marketing($400K budget)
$310K (78%)
Operations($200K budget)
$90K (45%)

Budget Health: Good

All departments within projected spend. No overage alerts.

Project Budgets

Project Phoenix

Enterprise CRM Migration

On Budget

Budget

$450K

Spent

$312K

69% complete • 4 months remaining

Project Atlas

Mobile App Launch

At Risk

Budget

$300K

Spent

$268K

89% spent • Only 2 months remaining

Cost Breakdown

Salaries & Wages$520K (65%)
Contractors & Vendors$180K (23%)
Software & Tools$70K (9%)
Other Costs$30K (3%)

Multi-Currency Support

USD Operations$1.2M

US offices (San Francisco, New York)

EUR Operations€980K

European offices (Berlin, Amsterdam)

GBP Operations£420K

UK office (London)

Payroll-Linked Accrual Engine

Automatic accrual calculations synchronized with payroll for accurate financial statements

Salary & Bonus Accruals

Current Period Accruals (May 2025)

Unpaid Salaries$1.2M

May 1-31 • Payment: Jun 5

Bonus Accruals$180K

Q2 performance bonuses (estimated)

Payroll Taxes$215K

Employer contributions (Social Security, Medicare)

Benefits Accruals$95K

Health insurance, 401k matching

Total Payroll Liability$1.69M

Accrued for current period, not yet paid

Accrual Journal Entry

Dr. Salary Expense$1,200,000
Dr. Payroll Tax Expense$215,000
Dr. Benefits Expense$95,000
Cr. Accrued Payroll$1,510,000

Auto-Synced with Payroll

Accruals update automatically when payroll is processed. Entries posted to accounting system.

Leave & PTO Accruals

PTO Liability Ledger

Total Accrued Days1,485 days
Financial Liability$425K

Accrual Policies

US EmployeesActive

2 days/month • 24 days/year • 5 day carry-over

EU EmployeesActive

25 days frontloaded • Full carry-over

Expiration Alert

42 employees have PTO days expiring Dec 31. Total liability: $38K will be paid out or forfeited.

Monthly Accrual Activity

Days Accrued (May)+245 days
Days Used (May)-198 days
Net Change+47 days

Compliance & Standards

GAAP Compliant
✓ Active
IFRS Compliant
✓ Active
Audit Trail
Complete

AI-Powered Forecasting & Scenarios

Predictive modeling and what-if analysis for strategic financial planning

AI Cost Forecasting

Q3 2025 Forecast

Predicted Total Cost$2.65M

Based on current trajectory + planned hiring

Cost Drivers

  • • 5 new engineering hires+$125K/month
  • • Annual salary increases (3%)+$72K/month
  • • Seasonal bonus accruals+$45K/month

Confidence Level

87%

Based on 24 months historical data

AI Budget Assistant

Based on your growth trajectory and market trends, here are recommendations:

  • • Increase Q3 engineering budget by 15% to account for new hires
  • • Consider 10% buffer for contractor costs (trending up)
  • • PTO liability will peak in Q4 (holiday season) - reserve $125K

Trend Analysis

JanFebMarAprMayJun (Forecast)

What-If Scenarios

Scenario: Aggressive Hiring

Active

Assumptions

  • • Hire 10 engineers (vs 5 baseline)
  • • Hire 3 sales reps (vs 2 baseline)
  • • Start dates: July 1

Q3 Impact

+$380K

Annual Impact

+$1.52M

Budget Requirement: Need to increase Q3 budget by 16% and Q4 by 21% to accommodate.

Scenario Comparison

Baseline Plan$2.65M
Aggressive Hiring$3.03M
Conservative Plan$2.38M

Create New Scenario

Scenario Planning Benefits

Model different growth paths, hiring plans, and cost structures before committing budgets. Export scenarios for board presentations.

Real-Time Reporting & Variance Analysis

Live dashboards with budget vs actuals and intelligent anomaly detection

Budget vs Actuals Dashboard

May 2025 Variance Report

EngineeringUnder Budget

Budget

$400K

Actual

$385K

Variance

-$15K (3.8%)

SalesOn Budget

Budget

$200K

Actual

$198K

Variance

-$2K (1.0%)

MarketingOver Budget

Budget

$133K

Actual

$152K

Variance

+$19K (14.3%)

Overage Alert: Marketing

14.3% over budget due to unplanned contractor costs for website redesign ($22K).

Recommended Action: Request budget reallocation or defer Q3 campaigns.

Year-to-Date Performance

YTD Budget (Jan-May)$11.8M
YTD Actual$11.5M
Total Variance-$300K (2.5% under)

Anomaly Detection

Freelance Cost Spike Detected

Marketing dept: $22K in contractor payments (150% above 3-month average)

3-month avg$8.8K/month
May 2025$22K

Unusual Bonus Accrual Pattern

Sales dept Q2 bonus accruals 35% higher than forecast. Likely due to overperformance on deals.

All Other Departments: Normal

Engineering, Operations, and HR within expected variance ranges (±5%).

Burn Rate Analysis

Current Monthly Burn$2.3M

77% of projected annual run rate

Runway Projection

Cash Balance

$18.4M

Runway

8 months

At current burn rate, runway extends to Jan 2026

AI Insight

Burn rate trending down 8% vs Q1 despite headcount growth. Operational efficiency improving. Maintain current hiring pace.

Powerful Integrations

Seamless sync with accounting, payroll, and business intelligence tools

Accounting Platforms

Direct integration with Xero, QuickBooks, NetSuite, and SAP. Auto-post journal entries for accruals.

Real-time sync

Payroll Systems

Sync salaries, bonuses, and deductions. Automatic accrual calculations based on pay periods.

Bi-directional sync

BI Tools

Export data to Looker, Tableau, PowerBI for custom dashboards and advanced financial modeling.

API access

Recruitment Module

Auto-forecast budget impact based on open headcount, expected start dates, and compensation packages.

Live updates

Leave Management

Sync PTO balances to calculate financial liabilities. Track accrual rates and expiration policies.

Auto-calculation

Expense Management

Import expense reports and recurring team costs. Factor into departmental budget tracking.

Automatic import

Ready to Transform Financial Planning?

AI-powered budgets, real-time accruals, predictive forecasting, and compliance-ready reporting—all in one platform.